Please read these terms carefully before using Used Car Calculator Canada.
By accessing or using the website at usedcarcalculator.ca (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
These Terms of Use apply to all visitors, users, and anyone who accesses the Site.
Used Car Calculator Canada provides a free online loan payment calculator, provincial rate listings, and educational articles to help Canadians understand used vehicle financing. The Site is operated by an independent Canadian publisher and is not affiliated with any financial institution, government body, or vehicle manufacturer.
The calculator tool runs entirely within your browser. No personal financial data you enter is transmitted to our servers.
You should not rely solely on the information provided on this Site when making any financial decision. Always consult a qualified financial advisor, accountant, or legal professional before entering into any loan agreement or making a vehicle purchase.
Loan rates, terms, and lender availability change frequently. Any rates shown on this Site are indicative and may not reflect current offers. Always confirm rates directly with your lender before signing any agreement.
We make reasonable efforts to ensure that the information on this Site is accurate and up to date. However, we make no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, or suitability of the information for any purpose.
Provincial tax rates, lender rates, and regulatory requirements are subject to change. Used Car Calculator Canada is not responsible for any errors or omissions, or for any outcomes resulting from reliance on information provided on this Site.
This Site contains links to third-party lenders, financial institutions, and other external websites. Some of these links are affiliate or sponsored links. When you click an affiliate link and complete an application or transaction, we may earn a commission at no additional cost to you.
We are not responsible for the content, privacy practices, or accuracy of any third-party websites. The inclusion of a link does not imply endorsement of that website or its services.
We only link to lenders and services that we believe may be relevant to Canadian borrowers. However, you should independently verify the terms, rates, and reputation of any financial service before applying.
All content on this Site, including text, graphics, calculator code, and layout, is the property of Used Car Calculator Canada and is protected by applicable Canadian copyright laws. You may not reproduce, distribute, or republish any content from this Site without prior written permission.
You are permitted to share links to articles on this Site and to quote brief excerpts with attribution.
To the fullest extent permitted by applicable law, Used Car Calculator Canada and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this Site or any content on it.
This includes, without limitation, any losses arising from reliance on calculator outputs, rate estimates, or editorial content published on this Site.
You agree to indemnify and hold harmless Used Car Calculator Canada, its operators, contributors, and affiliates from any claims, losses, liabilities, damages, costs, or expenses (including legal fees) arising from your use of the Site or your violation of these Terms of Use.
These Terms of Use are governed by and construed in accordance with the laws of Canada. Any disputes arising from or related to your use of this Site shall be subject to the exclusive jurisdiction of the courts of Canada.
We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised terms.
We encourage you to review these terms periodically.
If you have questions about these Terms of Use, please contact us: