/* =====================================================
   Used Car Calculator Canada — Shared Stylesheet
   usedcarcalculator.ca
   ===================================================== */

/* ── TOKENS ─────────────────────────────────────────── */
:root{
  --navy:   #1a2e4a;
  --teal:   #1d8a7e;
  --teal2:  #25b09f;
  --amber:  #f5a623;
  --cream:  #fdf8f2;
  --offwhite:#f0ece4;
  --white:  #ffffff;
  --text:   #2c3e50;
  --muted:  #6b7a8d;
  --border: #d8e0e8;
  --shadow: 0 4px 24px rgba(26,46,74,.10);
  --radius: 16px;
  --font-head: 'Nunito', sans-serif;
  --font-body: 'Lora', serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);background:var(--cream);color:var(--text);line-height:1.65}

/* ── TYPOGRAPHY ─────────────────────────────────────── */
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.2}
a{color:var(--teal);text-decoration:none}
a:hover{text-decoration:underline}

/* ── AD SLOTS ────────────────────────────────────────── */
.ad-slot{
  background:var(--offwhite);
  border:2px dashed var(--border);
  border-radius:var(--radius);
  display:flex;align-items:center;justify-content:center;
  color:var(--muted);font-family:var(--font-head);font-size:.8rem;
  letter-spacing:.05em;text-transform:uppercase;
}
.ad-slot--leaderboard{width:100%;height:90px;margin:0 auto 1.5rem}
.ad-slot--rectangle{width:300px;height:250px}
.ad-slot--banner{width:100%;height:60px;margin:2rem 0}

/* ── NAV ─────────────────────────────────────────────── */
nav{
  background:var(--navy);
  padding:.9rem 1.5rem;
  display:flex;align-items:center;justify-content:space-between;
  position:sticky;top:0;z-index:100;
  box-shadow:0 2px 12px rgba(0,0,0,.2);
}
.nav-logo{
  font-family:var(--font-head);font-weight:900;font-size:1.35rem;
  color:var(--white);display:flex;align-items:center;gap:.5rem;
  text-decoration:none;
}
.nav-logo span{color:var(--teal2)}
.nav-links{display:flex;gap:1.5rem}
.nav-links a{color:rgba(255,255,255,.8);font-family:var(--font-head);font-size:.9rem;font-weight:600}
.nav-links a:hover{color:var(--teal2);text-decoration:none}

/* ── HERO ────────────────────────────────────────────── */
.hero{
  background:linear-gradient(135deg,var(--navy) 0%,#253f63 60%,#1a5c52 100%);
  color:var(--white);
  padding:3.5rem 1.5rem 2.5rem;
  text-align:center;
  position:relative;overflow:hidden;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='20'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events:none;
}
.hero-badge{
  display:inline-block;
  background:rgba(245,166,35,.2);
  border:1px solid rgba(245,166,35,.5);
  color:var(--amber);
  font-family:var(--font-head);font-size:.8rem;font-weight:700;
  padding:.3rem .9rem;border-radius:50px;margin-bottom:1rem;
  letter-spacing:.04em;
}
.hero h1{font-size:clamp(1.8rem,5vw,2.8rem);font-weight:900;margin-bottom:.75rem}
.hero h1 em{color:var(--teal2);font-style:normal}
.hero p{font-size:1.05rem;color:rgba(255,255,255,.8);max-width:520px;margin:0 auto 1.5rem}

/* ── LAYOUT ──────────────────────────────────────────── */
.container{max-width:1100px;margin:0 auto;padding:0 1.5rem}
.section{padding:3rem 0}
.section-title{font-size:1.6rem;font-weight:900;color:var(--navy);margin-bottom:.4rem}
.section-sub{color:var(--muted);margin-bottom:2rem;font-size:.95rem}

/* ── CALCULATOR ──────────────────────────────────────── */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}
.calc-card{background:var(--white);border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow);border:1px solid var(--border)}
.calc-card h3{font-size:1.15rem;font-weight:800;color:var(--navy);margin-bottom:1.25rem}
.form-group{margin-bottom:1.25rem}
label{display:block;font-family:var(--font-head);font-size:.85rem;font-weight:700;color:var(--navy);margin-bottom:.4rem}
input[type="number"],select{
  width:100%;padding:.7rem 1rem;
  border:2px solid var(--border);border-radius:10px;
  font-family:var(--font-body);font-size:1rem;
  background:var(--cream);color:var(--text);transition:border-color .2s;
}
input[type="number"]:focus,select:focus{outline:none;border-color:var(--teal);background:var(--white)}
.range-row{display:flex;align-items:center;gap:.75rem}
input[type="range"]{flex:1;accent-color:var(--teal);cursor:pointer;height:6px}
.range-val{font-family:var(--font-head);font-weight:800;color:var(--teal);min-width:60px;text-align:right;font-size:.95rem}
.btn-calc{
  width:100%;padding:.85rem;
  background:linear-gradient(135deg,var(--teal),var(--teal2));
  color:var(--white);border:none;border-radius:12px;
  font-family:var(--font-head);font-size:1rem;font-weight:800;
  cursor:pointer;transition:transform .15s,box-shadow .15s;margin-top:.5rem;
}
.btn-calc:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(29,138,126,.35)}
.btn-calc:active{transform:translateY(0)}

/* Results panel */
.results-card{
  background:linear-gradient(135deg,var(--navy),#253f63);
  color:var(--white);border-radius:var(--radius);
  padding:2rem;box-shadow:var(--shadow);
  min-height:300px;display:flex;flex-direction:column;justify-content:center;
}
.results-card h3{font-size:1.15rem;font-weight:800;color:rgba(255,255,255,.7);margin-bottom:1.5rem}
.result-main{text-align:center;margin-bottom:1.5rem}
.result-main .amount{font-family:var(--font-head);font-size:3rem;font-weight:900;color:var(--teal2);line-height:1}
.result-main .label{font-family:var(--font-head);font-size:.85rem;color:rgba(255,255,255,.6);margin-top:.3rem}
.result-breakdown{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1rem;border-top:1px solid rgba(255,255,255,.1);padding-top:1.25rem}
.breakdown-item{text-align:center}
.breakdown-item .val{font-family:var(--font-head);font-size:1.1rem;font-weight:800;color:var(--amber)}
.breakdown-item .lbl{font-family:var(--font-head);font-size:.72rem;color:rgba(255,255,255,.55);margin-top:.2rem;text-transform:uppercase;letter-spacing:.04em}
.tip-box{background:rgba(245,166,35,.12);border:1px solid rgba(245,166,35,.3);border-radius:10px;padding:.75rem 1rem;margin-top:1.25rem;font-family:var(--font-head);font-size:.8rem;color:rgba(255,255,255,.8);line-height:1.5}
.tip-box strong{color:var(--amber)}
.freq-btn{flex:1;padding:.4rem .5rem;border:none;border-radius:7px;font-family:var(--font-head);font-size:.78rem;font-weight:700;cursor:pointer;background:transparent;color:rgba(255,255,255,.6);transition:all .15s}
.freq-btn.active{background:var(--teal2);color:var(--white)}
.freq-btn:hover:not(.active){background:rgba(255,255,255,.1);color:var(--white)}

/* ── LENDERS ─────────────────────────────────────────── */
.rate-filters{display:flex;gap:.5rem;flex-wrap:wrap;margin-bottom:1.5rem;align-items:center}
.filter-btn{padding:.4rem 1rem;border-radius:50px;font-family:var(--font-head);font-size:.85rem;font-weight:700;border:2px solid var(--border);background:var(--white);cursor:pointer;transition:all .15s;color:var(--muted)}
.filter-btn.active,.filter-btn:hover{background:var(--teal);border-color:var(--teal);color:var(--white)}
.sort-label{margin-left:auto;font-family:var(--font-head);font-size:.78rem;font-weight:700;color:var(--muted);white-space:nowrap}
.lender-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:1.25rem}
.lender-card{background:var(--white);border-radius:var(--radius);border:1px solid var(--border);padding:1.4rem;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:.75rem;transition:transform .15s,box-shadow .15s;position:relative;overflow:hidden}
.lender-card:hover{transform:translateY(-3px);box-shadow:0 8px 30px rgba(26,46,74,.13)}
.lender-card.best-cu::before,.lender-card.best-bank::before{position:absolute;top:0;right:0;font-family:var(--font-head);font-size:.7rem;font-weight:800;padding:.25rem .7rem;border-radius:0 var(--radius) 0 10px}
.lender-card.best-cu::before{content:'★ Best CU Rate';background:var(--teal2);color:var(--white)}
.lender-card.best-bank::before{content:'★ Best Bank Rate';background:var(--amber);color:var(--navy)}
.lender-card.cu-card{border-left:4px solid var(--teal)}
.lender-card.bank-card{border-left:4px solid var(--navy)}
.lender-card.online-card{border-left:4px solid var(--amber)}
.lender-top{display:flex;align-items:flex-start;justify-content:space-between;gap:.5rem}
.lender-name{font-family:var(--font-head);font-weight:800;font-size:1.05rem;color:var(--navy)}
.lender-type-badge{font-family:var(--font-head);font-size:.68rem;font-weight:700;padding:.2rem .55rem;border-radius:50px;white-space:nowrap}
.badge-cu{background:#e6f7f5;color:var(--teal)}
.badge-bank{background:#e8ecf5;color:var(--navy)}
.badge-online{background:#fef3df;color:#b07800}
.lender-rate{font-family:var(--font-head);font-size:1.9rem;font-weight:900;color:var(--teal);line-height:1}
.lender-rate span{font-size:.9rem;font-weight:600;color:var(--muted)}
.lender-detail{font-size:.85rem;color:var(--muted);font-family:var(--font-head)}
.lender-detail strong{color:var(--text)}
.btn-apply{display:block;text-align:center;padding:.65rem;border-radius:10px;background:var(--teal);color:var(--white);font-family:var(--font-head);font-weight:800;font-size:.88rem;transition:background .15s;margin-top:auto}
.btn-apply:hover{background:var(--teal2);text-decoration:none}
.btn-apply.outline{background:transparent;border:2px solid var(--navy);color:var(--navy)}
.btn-apply.outline:hover{background:var(--navy);color:var(--white)}

/* ── TIPS ────────────────────────────────────────────── */
.tips-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1.25rem}
.tip-card{background:var(--white);border-radius:var(--radius);padding:1.4rem;border:1px solid var(--border);display:flex;gap:1rem;align-items:flex-start}
.tip-icon{font-size:1.6rem;line-height:1;flex-shrink:0}
.tip-card h4{font-family:var(--font-head);font-size:.95rem;font-weight:800;color:var(--navy);margin-bottom:.3rem}
.tip-card p{font-size:.85rem;color:var(--muted)}

/* ── SNAPSHOT BAR ────────────────────────────────────── */
.snapshot-bar{background:var(--navy);color:var(--white);border-radius:var(--radius);padding:1.5rem 2rem;display:flex;flex-wrap:wrap;gap:2rem;justify-content:space-around;align-items:center;margin-bottom:2rem}
.snap-item{text-align:center}
.snap-item .sv{font-family:var(--font-head);font-size:1.6rem;font-weight:900;color:var(--teal2)}
.snap-item .sl{font-family:var(--font-head);font-size:.72rem;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:.04em;margin-top:.2rem}

/* ── POSTAL LOOKUP ───────────────────────────────────── */
.postal-teaser{background:var(--offwhite);border:2px dashed var(--border);border-radius:var(--radius);padding:2rem;text-align:center;margin-top:2rem}
.postal-teaser .coming{display:inline-block;background:var(--amber);color:var(--navy);font-family:var(--font-head);font-size:.72rem;font-weight:800;padding:.2rem .7rem;border-radius:50px;margin-bottom:.75rem;letter-spacing:.04em}
.postal-teaser h3{font-family:var(--font-head);font-weight:800;font-size:1.15rem;color:var(--navy);margin-bottom:.4rem}
.postal-teaser p{font-size:.88rem;color:var(--muted);max-width:400px;margin:0 auto 1rem}
.postal-row{display:flex;gap:.6rem;max-width:340px;margin:0 auto;flex-wrap:wrap}
.postal-row input{flex:1;padding:.7rem 1rem;border:2px solid var(--border);border-radius:10px;font-family:var(--font-body);font-size:.95rem;min-width:140px;text-transform:uppercase}
.postal-row button{padding:.7rem 1.2rem;background:var(--navy);color:var(--white);border:none;border-radius:10px;font-family:var(--font-head);font-weight:800;font-size:.88rem;cursor:pointer;transition:background .15s}
.postal-row button:hover{background:var(--teal)}

/* ── FAQ ─────────────────────────────────────────────── */
.faq-list{display:flex;flex-direction:column;gap:.75rem;max-width:780px;margin:0 auto}
.faq-item{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;padding:1.1rem 1.4rem;background:none;border:none;font-family:var(--font-head);font-size:1rem;font-weight:800;color:var(--navy);cursor:pointer;text-align:left;gap:1rem;transition:background .15s}
.faq-q:hover,.faq-q.open{background:var(--offwhite)}
.faq-arrow{font-size:.75rem;color:var(--teal);flex-shrink:0;transition:transform .25s}
.faq-q.open .faq-arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 1.4rem 1.1rem;border-top:1px solid var(--border)}
.faq-a p{font-size:.92rem;color:var(--text);padding-top:.85rem}
.faq-item.open .faq-a{display:block}

/* ── FOOTER ──────────────────────────────────────────── */
footer{background:var(--navy);color:rgba(255,255,255,.5);text-align:center;padding:2rem 1.5rem;font-family:var(--font-head);font-size:.78rem;line-height:1.8}
footer a{color:rgba(255,255,255,.6)}
.footer-links{display:flex;gap:1.5rem;justify-content:center;flex-wrap:wrap;margin-bottom:.75rem}

/* ── BLOG / ARTICLE ──────────────────────────────────── */
.article-wrap{max-width:780px;margin:0 auto;padding:3rem 1.5rem}
.article-hero{background:linear-gradient(135deg,var(--navy) 0%,#253f63 60%,#1a5c52 100%);color:var(--white);padding:3rem 1.5rem 2.5rem;text-align:center}
.article-hero h1{font-size:clamp(1.6rem,4vw,2.4rem);font-weight:900;margin-bottom:.75rem;max-width:700px;margin-left:auto;margin-right:auto}
.article-hero .meta{font-family:var(--font-head);font-size:.82rem;color:rgba(255,255,255,.6);margin-top:.5rem}
.article-wrap h2{font-family:var(--font-head);font-size:1.35rem;font-weight:900;color:var(--navy);margin:2.5rem 0 .75rem;padding-bottom:.4rem;border-bottom:2px solid var(--offwhite)}
.article-wrap h3{font-family:var(--font-head);font-size:1.05rem;font-weight:800;color:var(--navy);margin:1.75rem 0 .5rem}
.article-wrap p{font-size:.97rem;color:var(--text);margin-bottom:1rem;line-height:1.8}
.article-wrap ul,.article-wrap ol{padding-left:1.4rem;margin-bottom:1rem}
.article-wrap li{font-size:.97rem;color:var(--text);margin-bottom:.45rem;line-height:1.7}
.article-wrap strong{color:var(--navy)}
.article-wrap hr{border:none;border-top:2px solid var(--offwhite);margin:2.5rem 0}
.article-wrap a{color:var(--teal);text-decoration:underline}
.article-cta{background:linear-gradient(135deg,var(--teal),var(--teal2));border-radius:var(--radius);padding:2rem;text-align:center;color:var(--white);margin:2.5rem 0}
.article-cta h3{font-size:1.2rem;font-weight:900;margin-bottom:.5rem}
.article-cta p{font-size:.9rem;opacity:.88;margin-bottom:1.25rem}
.article-cta-btns{display:flex;gap:.75rem;justify-content:center;flex-wrap:wrap}
.btn-cta{display:inline-block;padding:.75rem 1.6rem;background:var(--white);color:var(--teal);border-radius:12px;font-family:var(--font-head);font-weight:800;font-size:.95rem;text-decoration:none;transition:opacity .15s}
.btn-cta:hover{opacity:.88;text-decoration:none}
.btn-cta.outline{background:transparent;border:2px solid rgba(255,255,255,.6);color:var(--white)}
.article-disclaimer{background:var(--offwhite);border-radius:10px;padding:1rem 1.25rem;font-family:var(--font-head);font-size:.78rem;color:var(--muted);line-height:1.6;margin-top:2rem}
.blog-breadcrumb{font-family:var(--font-head);font-size:.82rem;color:rgba(255,255,255,.6);margin-bottom:.75rem}
.blog-breadcrumb a{color:rgba(255,255,255,.75);text-decoration:none}
.blog-breadcrumb a:hover{color:var(--white)}

/* ── CONSENT BANNER ──────────────────────────────────── */
#consentBanner{position:fixed;bottom:0;left:0;right:0;z-index:9999;background:var(--navy);color:rgba(255,255,255,.88);padding:1.1rem 1.5rem;display:flex;align-items:center;justify-content:space-between;gap:1.25rem;flex-wrap:wrap;box-shadow:0 -4px 24px rgba(0,0,0,.25);transform:translateY(100%);transition:transform .35s cubic-bezier(.4,0,.2,1)}
#consentBanner.visible{transform:translateY(0)}
.consent-text{font-family:var(--font-head);font-size:.82rem;line-height:1.55;flex:1;min-width:220px}
.consent-text a{color:var(--teal2);text-decoration:underline}
.consent-text strong{color:var(--white)}
.consent-btns{display:flex;gap:.6rem;flex-shrink:0;flex-wrap:wrap}
.consent-btn{padding:.5rem 1.1rem;border-radius:8px;font-family:var(--font-head);font-weight:800;font-size:.82rem;cursor:pointer;border:none;transition:opacity .15s;white-space:nowrap}
.consent-btn:hover{opacity:.85}
.consent-btn--accept{background:var(--teal2);color:var(--white)}
.consent-btn--decline{background:rgba(255,255,255,.12);color:rgba(255,255,255,.8)}
.consent-btn--manage{background:transparent;color:rgba(255,255,255,.55);border:1px solid rgba(255,255,255,.2);font-size:.75rem}

/* ── AUTHOR BIO ──────────────────────────────────────── */
.author-bio{display:flex;gap:1rem;align-items:flex-start;background:var(--white);border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem;margin:2rem 0;box-shadow:var(--shadow)}
.author-avatar{flex-shrink:0;width:48px;height:48px;border-radius:50%;background:var(--navy);color:var(--white);font-family:var(--font-head);font-size:1.35rem;font-weight:900;display:flex;align-items:center;justify-content:center}
.author-bio-name{font-family:var(--font-head);font-weight:800;font-size:.88rem;color:var(--navy);margin-bottom:.35rem}
.author-bio p{font-size:.86rem;color:var(--muted);line-height:1.65;margin:0}
.author-bio a{color:var(--teal)}

/* ── RESPONSIVE ──────────────────────────────────────── */
@media(max-width:700px){
  .calc-grid{grid-template-columns:1fr;gap:1.25rem}
  .calc-card,.results-card{padding:1.25rem}
  .result-main .amount{font-size:2.4rem}
  .result-breakdown{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .snapshot-bar{display:grid;grid-template-columns:1fr 1fr;gap:.75rem;padding:1.1rem}
  .snap-item:last-child{grid-column:1/-1;text-align:center}
  .hero{padding:2.5rem 1rem 2rem}
  .section{padding:2rem 0}
  .lender-grid{grid-template-columns:1fr}
  .lender-card{padding:1.1rem}
  .tips-grid{grid-template-columns:1fr}
  .faq-q{font-size:.9rem;padding:.9rem 1rem}
  .faq-a{padding:0 1rem .9rem}
  .postal-teaser{padding:1.25rem 1rem}
  .postal-row{flex-direction:column}
  .postal-row input,.postal-row button{width:100%}
  .section-title{font-size:1.3rem}
  .ad-slot--leaderboard{height:60px;font-size:.7rem}
  .container{padding:0 1rem}
  .result-breakdown{grid-template-columns:1fr 1fr}
  .article-wrap{padding:2rem 1rem}
  .article-cta-btns{flex-direction:column;align-items:center}
}
@media(max-width:540px){
  #consentBanner{flex-direction:column;align-items:flex-start}
  .consent-btns{width:100%}
  .consent-btn--accept,.consent-btn--decline{flex:1;text-align:center}
}
@media(max-width:460px){
  .nav-links{display:none}
  .nav-logo{font-size:1rem}
  .hero h1{font-size:1.5rem}
}